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Loan Rates

Current Loan Rates Effective 11/30/2017

Personal Loans
Loan Type APR* as low as
Unsecured/Personal Loans 6.95%
Secured Loans (share and certificate) Current rate on account plus 2.00%
Credit Builder Loan Current rate on account plus 12.00%
Visa Credit Cards
Card Type APR* as low as
´╗┐Visa Platinum with Rewards

9.90% Fixed Rate
Late and returned payment fees:  No more than $35.00. Rush Fee:  $50 per request. Foreign transaction fee of 1.00% of each transaction in U.S. dollars

Auto Loans
Term APR* as low as
Up to 48 Months 1.99%
48 monthly payments of $21.69 per $1,000 borrowed.
Up to 72 Months 2.99%
72 monthly payments of $15.19 per $1,000 borrowed
 
Up to 84 Months 3.99%
84 monthly payments of $13.67 per $1,000 borrowed
 
Recreational Vehicle Loans
Term APR* as low as
Up to 48 Months 2.99%
48 monthly payments of $22.13 per $1,000 borrowed.
Up to 72 Months 3.50%
72 monthly payments of $15.42 per $1,000 borrowed.
Up to 84 Months 5.50%
84 monthly payments of $14.38 per $1,000 borrowed.
Up to 120 Months 6.75%
120 monthly payments of $11.49 per $1,000 borrowed.
Home Equity Lines of Credit (HELOC)
APR* as low as Notes
4.50%

Rates are based on the Prime Rate effective as of 12/15/17.
Up to 80% Loan to Value available for qualified borrowers.

Maximum APR is 18.00%.
Recording fee of $90 for loan amounts less than $25,000.
Application fee of $350 for amounts financed less than $25,000.
After a 5 calendar day grace period, a late charge of 5.00% of the payment with a $2.00 minimum and no maximum. Property insurance required.

 

Home Equity Loan
APR* as low as Notes
2.99%**

** Up to 60 Months
Terms up to 120 Months. Shorter terms are available.
First position liens up to 60 months - Fixed Rates as low as 2.99%
First position liens up to 120 months - Fixed Rates as low as 3.50%
Up to 80% Loan to Value available for qualified borrowers.

Recording fee of $90 for loan amounts less than $25,000.
Application fee of $350 for amounts financed less than $25,000.
After a 15 calendar day grace period, a late charge of 5.00% of the payment with a $2.00 minimum and no maximum. Property insurance required.

 

*APR = Annual Percentage Rate
Rates are based on annual percentage rate.
Individual rates based on credit history.
Rates and terms are subject to change without notice.
Please contact us for your individual rate quote.