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Savings Rates

Current Savings Rates Effective 12/31/2022

Certificates
Term Annual Percentage Yield
6 Months 0.10%
12 Months 0.10%
12 Month Special1 2.02%
12 Months Save to Win Certificate2 0.10%
15 Months 0.10%
18 Months 0.15%
24 Months 0.20%
30 Months 0.25%
36 Months 0.30%
48 Months 0.35%
60 Months 0.40%

1Annual Percentage Yield (APY) effective January 1, 2023, and subject to change without notice. 2.02% APY is valid on the special 12-month Share Certificate for new deposits only. Funds may not currently be on deposit with Achieve Financial Credit Union. 2The minimum balance to open is $1,000. The Certificate rate is fixed and assumes principal and interest remain on deposit until maturity. To qualify for the APY, you must have or establish an Achieve Financial Credit Union membership. Accounts may be opened at an Achieve Financial Credit Union branch. Limited time offer and may be withdrawn at any time without notice. A penalty may be imposed for early withdrawal. See Membership and Account Agreement and Truth in Savings Disclosure for details and fees that may reduce earnings on accounts. Other terms and conditions may apply.

2Save to Win Certificate minimum deposit $25.00.  Save to Win product guidelines.
Share Certificates minimum deposit $1,000.
IRA Certificates and Smart Start Certificates minimum deposit $500.
Certificate deposits are subject to penalty for early withdrawal. Fees may reduce earnings.

Money Market Account
Balance Annual Percentage Yield
$2,500 to $9,999 0.05%
$10,000 to $24,999 0.05%
$25,000 to $49,999 0.10%
$50,000 and over 0.10%
Minimum deposit $2,500
Savings Accounts
Account Type Annual Percentage Yield
Prime Share Savings 0.05%
Personalized Savings 0.05%
Smart Start Account 0.05%
Kids Club Account 0.05%
Minimum deposit $5.00  
IRA Money Market
Balance Annual Percentage Yield
$0 to $2,499 0.05%
$2,500 to $9,999 0.05%
$10,000 to $24,999 0.10%
$25,000 to $49,999 0.10%
$50,000 and over 0.10%
Premium Checking
Balance Annual Percentage Yield
$0 to $999 0.00%
$1,000 and over 0.00%
Minimum deposit $5.00