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Balance Transfers

With a balance transfer, we'll pay off your balances from other credit cards and "move" the balances to your Achieve Financial Visa. Transferring balances from a higher-rate card to a low-rate Achieve Visa is a great way to save money on finance charges, lower your monthly payments and pay down balances quicker. Plus, we never charge a balance transfer fee; which can range from 3%-5% at other credit card companies.

Current Cardholders

If you already have a Platinum Visa with Achieve, you can request a balance transfer within Digital Banking. Select Loan & Card Services, then select Visa Platinum Credit Card Access. From the Visa menu, select Manage Card and then Balance Transfer. If you need to increase your credit limit to accommodate a balance transfer, click here to apply.

Not a Cardholder

If you don't yet have an Achieve Platinum Visa, apply online today or call us at 860-828-2790, option 3.

Apply Online

Platinum Rewards Visa Features:


Visa Platinum Credit Card
Transaction Type Rates as low as*
Purchases 9.90% APR
Balance Transfers 8.99% APR

*APR = Annual Percentage Rate. Rates based on individual credit history. Rates for new purchases and cash advances will have the standard credit card program fixed rates and can range from 9.90% APR - 17.90% APR. Rates effective as of 5/1/2024 and are subject to change. Billing due date is at least 25 days after the close of each billing cycle. Late and returned payment fees, no more than $35. Foreign transaction fee of 1.00% of each transaction in U.S. dollars. Card rush fee $50 per request. Qualification restrictions apply.

Balance transfer rates will vary based on creditworthiness and can range from 8.99% APR – 17.90% APR. Rates effective as of 5/1/2024 and are subject to change. The balance transfer rate is good only on balances transferred from non-Achieve credit cards. The rate for new purchases and cash advances will have the standard credit card program fixed rates and can range from 9.90% APR - 17.90% APR and will be based on personal credit history. Qualification restrictions apply.

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