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We are dedicated to helping you better manage your finances and enhance your financial well-being. That's why we have introduced new Financial Wellness tools in Digital Banking. These tools provide you with better insight into your financial health.
The Financial Wellness widget provides a visual summary of transactions across all your accounts for up to one year. As part of this new feature, your transactions will be automatically assigned into categories like “Groceries” or “Utilities” and display a simplified transaction description title.
In addition, it will automatically identify recurring monthly expenses, provide new Savings Goal capability and give you access to a FinHealth Score® to determine your overall financial health. By taking a quick assessment, you'll be able to get your FinHealth Score® and receive actionable recommendations to help improve your overall financial health.
With Transaction Enrichment, each transaction posting to your accounts will feature clear, concise descriptions and be automatically assigned an appropriate spending category. For instance, a transaction described as "#865402 WAL Wal-Mart New Britain" will be simplified to "WALMART" and automatically categorized as "Shopping".
The method for viewing and editing your transaction descriptions and categories depends on whether you are using our mobile or desktop platforms. Below is an example of the desktop view.
If you want to see more detail about any transaction listed, simply click on it to view the original long description. Should you determine that the shortened description is incorrect, you may revert to the original one by clicking the Help button. Doing so will “teach” the machine-learning algorithms that power Transaction Enrichment which provides more consistently accurate descriptions for future transactions.
You will also notice each transaction has automatically been assigned a spending category such as “shopping” or “utilities”. You have the option to change a transaction’s category and may also set up categorization rules for future transactions.
Log in and, from the main Dashboard page, hover over Financial Wellness and select Spending. You will be able to view spending by categories, recurring expenses, and transactions.
Digital Banking Login
Log in and, from the main Accounts page, select More. From there, select Financial Wellness, and then Spending. Select View Transactions to get started.
If the transaction name looks strange or you think it’s incorrect, you can revert it back to its original name. Simply select the Transaction, click on the Question Mark, then select the Original Description, and Update.
You can reassign category names by simply selecting the category name in the transaction description. Select the new category you prefer. If you want to apply this change to all future transactions containing that name, select the check box. For convenience, edits can also be made in bulk.
NOTE: you cannot shorten the transaction name.
The edit tool shown below allows you to assign rules to similar transactions. For example, you can assign all Walmart transactions to one category regardless the store number.
Our Financial Wellness widget provides enhanced tools to simplify the budgeting process and help you manage your spending. The widget provides a visual summary of categorized transactions from across all your accounts for a selected timeframe.
Under the Spending tab, you will see a Spending by Category chart that provides a breakdown of categorized expenses, a list of transactions for the selected accounts and time period (and their associated categories), and a list of your top spending categories. This convenient visual tool makes it easy to monitor your spending patterns with a quick glance.
Financial Wellness also allows you to set multiple saving goals for any of your savings accounts. From the Savings Goals tab, select the account you wish to use and choose an applicable goal category. Once you enter the total amount you wish to save and goal date, this feature will project how much you will need to save per week until that goal amount is achieved and track your progress.
Financial Health
Receive a personalized Financial Health Score by taking a brief survey that assesses your saving, spending, borrowing, and planning habits compared to others. Upon completing the Financial Health Survey, you will be provided with your FinHealth Score®, which offers tailored guidance and actionable recommendations to help improve your overall financial health.
Take the survey in Digital Banking today!