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Loan Rates

Current Loan Rates Effective 7/1/2024

Auto Loans
Term Rates as low as*
Up to 48 Months 5.50% APR
Up to 60 Months 6.25% APR
Up to 72 Months 6.99% APR
Up to 84 Months 7.50% APR

*APR = Annual Percentage Rate. Rates vary by term of loan and individual creditworthiness. Payment example: 48 month term loan at 5.50% APR = monthly payments of $23.26 per $1,000 borrowed. Minimum refinance amount of $10,000 is required. Refinances are for non-Achieve loans only Restrictions may apply. Vehicles must be registered in the state of Connecticut.

Recreational Vehicle Loans
Term Rates as low as*
Up to 48 Months 6.99% APR
Up to 72 Months 7.50% APR
Up to 84 Months 9.25% APR
Up to 120 Months 11.99% APR

Payment example: 72 month term loan at 7.50% APR = monthly payments of $17.29 per $1,000 borrowed.

Personal Loans
Loan Type Rates as low as*
Personal Loan (Unsecured) 8.99% APR
Secured Personal Loan (Share or Certificate) Current rate on account + 2.00% APR
Student Loan Consolidation 5.49% APR
Credit Builder Loan 9.00% APR (fixed)

Payment example: 60 month term personal loan at 8.99% APR = monthly payments of $20.75 per $1,000 borrowed. 

Platinum Rewards Visa
Transaction Type Rates as low as*
Purchases 9.90% APR
Balance Transfers 8.99% APR
Home Equity Loan
Term Rates as low as*
Up to 60 Months 5.99% APR
Up to 120 Months 6.25% APR
Up to 180 Months 6.50% APR
Up to 240 Months 6.99% APR

*APR = Annual Percentage Rate. Rate shown based upon loan-to-value of 70%, first lien position with a term of up to 60 months. Rates effective 5/1/2024. Rates and terms subject to change without notice. Payment example: 60 month term loan at 5.99% APR = monthly payments of $19.33 per $1,000 borrowed. No application fee or closing costs on loan balances of $25,000 or more. Application fee of $350 and an $85 recording fee for loans under $25,000. A $60 release fee may also apply. Property insurance required. Home Equity Loans are available for CT properties only. Other restrictions may apply.

Home Equity Line of Credit
Term Rates as low as*
120 Month Draw Period (followed by 120 month repayment) 8.00% APR Variable

Rates are variable and are based on the Prime Rate effective as of 7/31/2023.
As low as rate based on Prime - 0.50% for loans, 70% loan to value or less and in first lien position. Current Prime Rate is 8.50%. Minimum APR floor rate is 2.75%.  Maximum APR is 18.00%. 
Up to 90% Loan to Value available for qualified borrowers. 

Mortgages
View Today's Mortgage Rates

*APR = Annual Percentage Rate. Rates vary by individual creditworthiness. Rates are subject to change at any time. Contact us for your individual rate quote.