Skip-A-Payment

We understand there may be times where you could benefit from a little extra cash in your pocket.  If you need to take a break from your loan payment, we offer a Skip-a-Payment program. For a small fee, you can skip eligible loan payments one time every 6 months. Skip-a-Payment is available for auto, specialty vehicle and personal loans.

To request Skip-a-Payment:

1. Log into Online or Mobile Banking
2. Click on the "Loan & Card Services" section
3. Select the "Skip a Payment" widget 
4. Follow the prompts to skip your next payment
5. Make sure to edit/cancel any automatic loan payment

A $25 processing fee will post to your loan. It may take up to 24 hours for the Skip-A-Payment to reflect within your account. You will receive a confirmation email.

Skip-a-Payment Requirements

• All loans with Achieve must be current 
• Your account must be in good standing and at least six payments must have been made since the beginning of your loan
• At least six consecutive payments must have been made since your last Skip-a-Payment
• Skip-A-Payment is not available for credit cards, mortgages, home equity and student loans
• Interest will continue to accrue on the loan, which may change the total loan amount and schedule of repayment
• Your loan term will be extended by the number of skipped loan payments
• If you have set up scheduled payments through online banking, you must cancel those transfers yourself
• If you have GAP insurance on a vehicle loan, you may owe any skipped payments in the event of a total loss

*Achieve Financial members in good standing have the opportunity to skip one month’s loan payment within a 6-month period. For a nominal processing fee of $25.00, we will advance your next payment due date by one month. Interest will continue to accrue. Skip-A-Payment is available on Personal/Unsecured Loans and Vehicle Loans only. Loans secured by real estate, Credit Cards and Student Loans are not eligible. Other terms and conditions apply.