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Skip-A-Payment Program

If you find yourself needing a break from your Achieve Financial loan payment, free up some extra cash with our Skip-A-Payment program. When you have an Auto or Personal Loan at Achieve, we’ll let you Skip-A-Payment once in a 6-month period, for a small fee.*

Skip-A-Payments are processed through your online banking account. No need to fill out a paper form or visit a branch.

The entire process can be done electronically! 

  • Simply sign into your Achieve online/mobile banking account.
  • Navigate to the Skip-A-Payment widget that can be found under the MORE button. Follow the prompts.
  • A $25 fee will be posted to your loan account.
  • Please allow 24 hours for the Skip-A-Payment to reflect within your account. A confirmation email will also be sent.
     

Requirements for a Skip-A-Payment 

  • Borrowers must be current on all credit obligations with Achieve Financial at the time the loan payment is skipped.
  • Your account must be in good standing and at least six payments must have been made since the beginning of your loan.
  • If you've requested a Skip-A-Payment before, at least six consecutive payments must have been made since your last request.
  • Skip-A-Payments are not available for credit cards, mortgages, home equities and student loans. 
  • Interest will continue to accrue on the loan during this time which may change the total loan amount and schedule of repayment.
  • Your loan term will be extended by the number of skipped loan payments.
  • If you have set up scheduled payments through online banking you must cancel those transfers yourself.
  • If you have GAP insurance on a vehicle loan you may owe any skipped payments in the event of a total loss.

 

 

*Achieve Financial members in good standing have the opportunity to skip one month’s loan payment within a 6-month period. For a nominal processing fee of $25.00, we will advance your next payment due date by one month. The Skip-A-Payment service is being offered on Personal/Unsecured Loans and Auto Loans only. Loans secured by real estate, Visa credit cards and Student loans are not eligible. Other terms and conditions apply.