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Money Management

5 Things To Do Today To Help Your Future

Protect Your FutureYour primary reason for attending college is to jumpstart your career, of course. But, did you know there are many other things you can do now to help secure your future?

Here are just 5 things you can do today that will improve your after-college life:

1. Be careful with your internet presence
You aren’t thinking about terms like “personal brand” just yet, but you’ll be applying for that first after-college job in just a few short years. In our digital age, employers tend to check out prospective employees’ internet presences to get a feel for what kind of person they might be hiring. Be careful to cultivate the online image you’d be comfortable sharing with your future boss.

2. Master the art of negotiating
Whether you’re a skilled debater or love to keep a low profile, you need to learn how to negotiate to earn your true worth. And you’ll need to know how to do that as soon as you’re applying for your very first real job.

Master the art of negotiating now by practicing on your friends whenever you disagree on something. You can find lots of tips and techniques online; research and then try them. See what works and what will never fly. By the time you graduate, you’ll be equipped to politely and firmly negotiate for a better salary, an improved  benefits package and more!

3. Stick to a budget
Sure, you’ve got a mountain of student debt to pay off, but that doesn’t mean you should let your budget go to pot. Learn how to stick to a spending plan now, while life is still relatively cheap. Better yet, see if you can cut down on your monthly spending and start paying back your student loan before you’ve graduated!

If you need help managing your money, be sure to call, click, or stop by Achieve today for free financial advice. The credit union also has student budgeting calculators available to members.

4. Sign up for a class that’s not related to your major
Take the time to explore educational pursuits that are not directly related to your chosen major.  It’s always a good idea to broaden your knowledge base, and you never know which class or area of study can be super-handy at a later time. Consider subjects like finances, computer science and accounting, all of which will likely be useful to you one day.

5. Develop healthy habits
Now that you’re living on your own and responsible for your daily schedule, take the time and effort to establish healthy habits on every level. Find a healthful diet that you can stick to, adapt a responsible sleeping pattern and establish a study and work routine that shows maturity, perseverance and forethought. It might be more fun to let loose for another few years, but developing healthy habits now shows that you’re growing up and ready to join the world of adults.

Remember: The choices you make today will help to ensure your brighter tomorrow.