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Credit Life & Disability

Taking out a loan can feel like taking on a lot of responsibility. For your protection and if the unexpected were to occur, we offer Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company. This insurance is entirely optional, and may cost less than you would pay for similar insurance elsewhere.

The following types of coverage are available separately and together for any loan except credit cards and home equity lines of credit.

Credit Life Insurance

Credit Life Insurance pays off your outstanding loan balance if you die during the term of the loan. Single or joint coverage is available. With Credit Life Insurance you won't burden your family with the responsibility of your obligations during such a difficult time.

Credit Disability Insurance

Credit Disability Insurance makes your monthly loan payments should you become temporarily or permanently disabled due to sickness or accident. You can rest comfortably knowing your obligations are being met and your credit rating remains in good standing.

Talk to a loan representative today about these important ways to protect your financial future.



*Restrictions may apply. Funds in Individual Retirement Accounts cannot be used as collateral for a loan. Rates and terms based on individual credit history.

Auto Protection

Essential Coverages

Key or Remove Replacement

Replacement of lost, stolen or destroyed keys or remotes.

Tire & Wheel

Repair or replacement of punctures, cut, or flat tires and wheels due to road hazards or pot holes. Includes cosmetic repair or wheels.

Paintless Dent Repair

Permanently removes door dings and minor dents without harming a vehicle’s factory finish.

Windshield Repair

Repair chips and cracks caused by propelled rocks or road hazard debris while driving on
public roads, streets, and highways.

Also protects you from increasing your insurance premiums!

Also Includes Roadside Assistance

Towing Service
A tow truck will be immediately dispatched to your location.

Roadside Service
Help will perform basic mechanical repair at your location to get you back on the road.

Essential Fluids and Supplies
Includes delivery of gasoline, water, oil to send you on your way.

Flat Tire Assistance
Your flat tire will be repaired or changed with your good spare.

Battery Assistance
Service includes jump-starting your dead battery
and tightening cables as needed.

Lockout Service
A locksmith will be dispatched to your location.

For more details and to enroll, call an Achieve Lending Representative at 860.828.2790, Option 2.


Guaranteed Asset Protection (GAP)

If an accident or theft leads to a total loss of your vehicle, GAP covers the difference between what you owe on the loan and what your insurance policy covers. This coverage can save you thousands of dollars.

  • Protects new and used vehicles up to $100,000.
  • Can cover up to two missed payments for the life of the loan.
  • Eligible to receive an additional $1,000 toward the purchase of a replacement vehicle when financed at the credit union.
  • Includes Automatic Deductible Reimbursement (ADR) which pays up to $500 per loss (unlimited losses per year) when a claim in filed and paid with primary insurance carrier on any insurance related claim*.
  • Available for Motorcycles, ATV's, Jet Ski's & Snow Mobiles*.

Route 66 Extended Warranty

A Route 66 Extended Warranty policy can extend the manufacturer's warranty by picking up where that policy leaves off. It can supplement the manufacturer's warranty by providing services such as towing, rental reimbursement and roadside assistance when that warranty is still in effect and then also cover repair costs after the warranty expires.

A Route 66 Extended Warranty policy is a vehicle service contract that protects members from the high cost of future repairs. It is priced lower than extended warranties offered by auto dealerships. The premium is made affordable by adding it to the loan, thus spreading the cost over the length of the loan. Route 66 extended warranty isn't just for cars - RVs, motorcycles and ATVs are also covered*!

Inclusive Benefits

  • No Deductible
  • Nationwide Coverage
  • 24/7/365 Emergency Roadside Service
  • 30 Day Money-Back Guarantee
  • Transferable


Talk with a loan representative about adding GAP or Route 66 Extended Warranty.


*Restrictions may apply