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Let us help you finance your dream home.

Owning a home is one of the biggest financial decisions you’ll make in your lifetime. At Achieve Financial, we pride ourselves on making the mortgage process as straightforward and hassle-free as possible. Whether you’re purchasing a new house or refinancing an existing loan, our loan experts will help find the solution that’s right for you.

Be prepared and get pre-approved before looking for your home. You will have greater confidence and negotiating power with this pre-approval letter in hand. 

Explore Your Home Loan Options

We understand buying your first home can be an intimidating process, so that's why we work closely with you every step of the way. Our knowledgeable loan officers are here to provide you with an exceptional experience so that you can be excited about,  not overwhelmed by,  the home-buying process.

  • As low as 3% down 
  • Low mortgage insurance payments
  • Available to those not owning a home in the last 3 years


We're ready to help you refinance your home. Achieve Financial has several options that may help you lower your rate, lower your monthly payment, shorten your term, or all three.

  • Cash out options are available
  • Low closing costs
  • Competitive pricing
  • Can roll closing costs into loan if equity is available


Whether you’re looking for the comfort of a steady rate, or looking for a low variable rate, we are here to help. We make the process as simple as can be, so you can purchase or refinance with ease.

  • Variety of terms 10,15,20,30 years
  • Many zero point options
  • Jumbo loans available


FHA loans are government insured loans that allow more flexibility when you're purchasing or refinancing a primary residence. FHA loans require lower down payments and accommodate a less than perfect credit history.

  • As low as 3.5% down
  • Owner occupied 1 to 4 family homes
  • Gifted funds are accepted
  • Can have non-occupying cosigner


A VA Loan can be one of the most beneficial home loans on the market for many veterans, service members, and military families. These flexible, government-backed loans come with significant benefits that open the doors of home ownership to veterans who might otherwise struggle to obtain financing.

  • As low as 0% down
  • No funding fee for disabled veterans
  • No private mortgage insurance
  • Available for regular military and National Guard members


A mortgage designed to help homebuyers who wish to purchase a home with no down payment in eligible rural or less-dense suburban areas.

  • As low as 0% down
  • Low mortgage insurance premiums
  • Income requirements are required


Considering a home renovation? We have the perfect loan options for making your current or new home a dream home! Rehab Loans provide a convenient and low-cost way for you to make repairs and renovations to a purchase or refinance of an existing home.

  • As low as 3.5% down on FHA Rehab Loans 
  • As low as 5% down on Conventional Rehab Loans
  • Licensed contractors to complete repairs are required
  • 1-4 unit residential properties only
  • One closing with renovation funds disbursed as work is completed


When you apply for a home loan, you will need to have numerous mortgage documents to verify certain facts about your life, from your income to your debts and more. 

Review the mortgage loan documents checklist below to help you prepare for the application process.

  • 30 days worth of pay stubs
  • Last 2 years of W-2s
  • Last 2 years of complete federal tax returns
  • Most recent 60 days of bank statements (all pages)
  • Most current retirement/401(k) statements (all pages)
  • Copy of drivers’ licenses or other acceptable identification (passport, etc.)
  • Gift letter for the down payment (if needed)

Have a mortgage question? Contact us today!


Call us at:  860-828-2790 ext. 8940
NMLS# 477018



Achieve Financial has partnered with Allanach Mortgage Group Corporation to offer credit union members residential lending solutions. NMLS #2894