Online Banking

Find an ATM

Find A Surcharge-Free ATM

Achieve Checking - Simple. Easy. Convenient.

Open an Account

Clicking the Open an Account  button, will direct you to the Open an Account page.
You will need to log into your Online Banking account.
Once logged in, click Open an Account under Quick Links.

Reorder Checks

Stop paying a monthly minimum balance fee on your checking account! 
Switch to Achieve Checking and start SAVING today!

Even More Checking Benefits

*A Prime Share - Regular Savings account, opened with $5.00 is required for all checking accounts. There is no guarantee the credit union can post payroll to members accounts early. It is dependent upon the source sending the funds to the credit union. Instant Issue Mastercard Debit Card available when checking accounts are opened at a branch.  Otherwise Debit Cards will be mailed.
1Pay Anyone can be accessed through the Achieve Mobile Banking App. Senders must have an Achieve debit card. Recipients must have a U.S. based savings, checking, or debit card. Overdraft Protection is available for all checking accounts from the designated savings account up to the amount of funds on deposit. Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc. registered in the U.S. and other countries.  Apple Pay and Touch ID are trademarks of Apple Inc.

Smart Checking

For members ages 15 to 24 years old. 

A checking account designed for young adults to help keep finances on track.

  • No opening balance required.
  • No monthly service charge or balance requirement*
  • Debit card access to 30,000 ATMs nationwide with the CO-OP & SUM networks
  • Protect your debit card against fraud with the CardControl App. Turn your card on & off.
  • Overdraft forgiveness**
  • Mobile and Online Banking
  • Direct deposit available

Open an Account

Additional benefits:

  • Account alerts in mobile and online banking - customize balance alerts and more
  • Pay Anyone - send money to a friend using their email or mobile phone number1
  • Mobile check deposit
  • eStatements
  • External account transfers to another financial institution
  • Budget Tracker - manage expenses within online and mobile banking

*Account holder must maintain a Smart Savings Account with a minimum balance of $5.00.  **This checking account has no NSF fees and no savings overdraft transfer fees. 1Pay Anyone can be accessed through the Achieve mobile banking app. Senders must have an Achieve debit card.  Recipients must have a U.S. based savings, checking or debit card.  

Overdraft Protection

An overdraft occurs when you do not have enough money in your checking account to cover a transaction. If you write a check, use automatic bill pay or use your debit card without having enough money in your checking account, you will overdraw the account.

To avoid this; Achieve offers two overdraft protection options to cover you.

Savings Overdraft Transfers
Transfer money from your savings to checking account to cover items that may be withdrawn from your account. It will also protect you from returned checks.

Overdraft Privilege
Eligible members can avoid the embarrassment and cost of returned checks, even if there are not sufficient funds for an automatic overdraft transfer from a savings account. If you qualify for Overdraft Privilege and would like the Credit Union to authorize and pay one-time debit card transactions you will need to Opt-In*.


*Fees may apply.

Overdraft Privilege

Overdraft Privilege is a discretionary service offered to members in good standing which honors overdrafts to a checking account by check, withdrawal at a teller window, ACH withdrawal or one-time debit card transactions up to $1,000.00*. This means that should you inadvertently overdraw your account, we have the discretion to cover your overdraft**.  If your items are paid, this service will save you the embarrassment and inconvenience of a returned item, as well as the fee normally charged to you by merchants for the returned items.

Overdraft Privilege is a courtesy, not a right. The Credit Union is not obligated to pay any item that would cause an account to overdraft.

For the Credit Union to authorize and pay one-time debit card transactions, you must Opt-In on the Overdraft Services Consent form. 

Request Info

Important information about these services

Read these important documents for details on our product, services, terms and conditions.

*Fees may apply. Overdraft Privilege may be revoked at any time without notification. **Refer to Discretionary Overdraft Privilege Disclosure above.