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Fixed Rate Home Equity Loans

Let the equity that has built up in your home, work for you. Borrow a set amount and make monthly payments that stay the same for the life of the loan.

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Apply for a Home Equity Loan over the phone, call 860.828.2790 ext. 8032

Equity is the difference between the appraised current market value of your home and the amount that you owe on it. Whether you are looking to make home improvements, pay for school tuition, buy a vehicle or simply payoff your higher rate credit card debt, the equity in your home could be a great solution.

  • Low fixed rates
  • Fixed monthly principal and interest payments
  • No closing costs or application fees3
  • No pre-payment penalty
  • Up to 90% Loan to Value available for qualified borrowers
  • Credit Life and Disability Insurance available
  • Your interest may be tax deductible (consult your tax advisor)

If interested in a Home Equity Loan, please send us a message and  an Achieve employee will follow up with you shortly.


1APR = Annual Percentage Rate. Rate effective as of 6/30/2021 and subject to change. The 2.49% APR
is based on fixed rate Home Equity Loans with a first lien position with up to 70% loan-to-value and
up to a 60-month term. At 2.49% APR, five-year loan requires monthly payments of $17.71 per $1,000
borrowed. Other rates and terms available. Loans available up to 90% of the value of your home. Home
Equity Loans must be new to Achieve Financial. Existing Achieve loans are not eligible. Minimum loan
balance $10,000. 2The 2.75% APR is based on Prime Rate minus .50% for loans, 70% loan-to-value or
less and first lien position. Current Prime Rate is 3.25%. Up to 90% loan-to-value available for qualified
borrowers. 3No application fee or closing costs on loan balances of $25,000 or more. Application fee of
$350 and an $85-$90 recording fee on loans under $25,000. A $60 Release fee may also apply. Property insurance required.
After a 15-calendar-day grace period, there is a late charge of 5.00% of the payment with a $2 minimum and no maximum. Home Equity Loans are available for CT properties only. Other restrictions may apply. 4Consult your tax advisor.