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Auto Loans

At Achieve Financial, you’ll find competitive rates and flexible terms on new and used auto loans as well as refinances and auto lease buyout loans. We can also do pre-approvals so you can shop with confidence and stick to your budget.

An Auto lease buyout loan gives you the money you need to buy out your currently leased car, either at the end or before the end of your lease, instead of returning it. When applying for an auto lease buyout loan with Achieve Financial select "Vehicle Purchase".

Finance a car loan with Achieve when you're purchasing a car at a participating dealership. 
Our Indirect Auto Lending program allows you to buy a new or used vehicle right at a Schaller dealership, making it easy and convenient to do your financing all in one place!  You can even set-up automatic loan payments through your online banking account.

View Rates   Apply Now

      Auto Loan Features include:


How much car can you afford?
Use our Car Loan Calculator to help you determine your monthly car loan payment or your car purchase price.

1 Restrictions may apply.  Rates and terms are based on individual credit history. Terms not to exceed 83 months.

2 Achieve Financial members in good standing have the opportunity to skip one month’s loan payment within a 6 month period. For a nominal processing fee, we will advance your next payment due date by one month. The Skip-A-Payment service is being offered on Personal/Unsecured Loans and Auto Loans only. A maximum of two payments may be skipped during the term of an auto loan. Loans secured by real estate, as well as Visa credit cards are not eligible. Other terms and conditions apply.

Auto Loan Refinance

Last year, the credit union saved members $1,500,000 in loan interest when they refinanced high rate vehicle loans from other lenders to Achieve. What could you save?

On average, the credit union has saved members 4.00% when they refinanced their car, motorcycle or RV loans to Achieve.**

We will review your finances and work to reduce your rate as well as lower your monthly payment.

How do I get started?

Simply fill out the form below to have an Achieve Financial Credit Union staff member contact you for a free financial review and see what we can save you. In order for the credit union to review your finances, membership is required.

Not a member yet? Click here to open an account.

Have questions? Call 860.828.2790 - Option 2.

Please have your vehicle identification number (VIN), mileage of the vehicle and the term and rate of your current vehicle loan ready.

Auto Loan refinancing does not apply to existing Achieve Financial loans. Vehicles must be registered in the state of Connecticut.

Auto Refinance Challenge Form

*$11,000 member savings example based off of finance interest saved over the life of a refinanced 72 month term loan. Individual savings may vary and cannot be guaranteed.
**Accuracy cannot be guaranteed. Average rate savings of 4.00% is based on data from refinanced Achieve vehicle loans from the prior year.  Actual savings may vary. Refinances are for non-Achieve loans only. A basic savings with a minimum of $5.00 is required for credit union membership. Restrictions may apply. Vehicles must be registered in the state of Connecticut.


Recreational Vehicles

If you’re in the market for a new or used camper, boat, motorcycle or other recreational vehicle, turn to Achieve Financial for loans with low rates, flexible terms and for payments that fit your budget.

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We offer recreational loans for new or used purchases as well as refinancing for:

  • Motorcycles
  • Recreational Vehicles (RV)
  • All-Terrain Vehicles (ATV)
  • Boats
  • Boat trailers
  • Jet Skis
  • Snowmobiles

Value Added Service on your Loan


*Restrictions may apply. Terms and rates subject to individual credit approval.  Motorcycle loans not to exceed 83 months
**GAP Advantage available on motorcycle, ATV, Jet Ski and Snowmobile loans only. Must be 18 to apply for a loan.

Auto Insurance

Working with carefully selected auto insurance partners, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services and 24/7 claims service.

If you haven’t compared auto insurance lately, it’s a great time to take a look. Your credit union membership could result in some nice savings.

Get your free quote today or call 1-855-483-2149.

TruStage™ is the marketing brand for the Auto & Home Insurance Program made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

Auto Buying Advisor

It’s time to begin the search for a new car
Credit Union members are granted access to local dealership network inventories through the AutoSmart website. Check out this great resource center.


With AutoSmart & Achieve Financial, you can…

  • Research new and pre-owned vehicles
  • Research inventory at our Preferred Dealerships
  • Get dealer price quotes
  • Build and compare vehicles
  • Determine your trade-in value
  • Apply online & get pre-approved with a credit union loan

Enterprise Auto Loans

Looking for a quality used vehicle? Achieve Financial has partnered with Enterprise Car Sales to give our members a worry-free way to shop for and finance used vehicles. Choose from a large selection of cars and trucks, all of which are certified through a 109-point vehicle inspection.       

The best way to buy and finance your next vehicle is to borrow from Achieve Financial and buy from
Enterprise car sales. Get pre-approved today by calling 860-828-2790, Option 2.

Apply Today  View Rates

All Enterprise Car Sales vehicles come with:

  • 12-month/12,000 Mile Limited Powertrain Warranty
  • 12-month Roadside Assistance
  • Free CARFAX® Reports
  • No-Haggle Pricing
  • 7-day Repurchase Agreement

Find Your Next Car

Visit us at Enterprise Car Sales
E. Hartford l 411 Connecticut Blvd.
Wallingford l 856 N Colony Rd


Federally Insured by NCUA                                                                                                                                                                         EOL


Kelley Blue Book Trade-In Values used by Enterprise are obtained from c 2019 Kelley Blue Book Co.'s website Kelley Blue Book Trade-In Value is based on accurate condition rating & mileage of vehicle. Accurately appraising the condition of the vehicle is an important aspect of determining its Kelley Blue Book Trade-In Value. Kelley Blue Book valuation adjustments for vehicle mileage disproportionate to the age of the vehicle may be capped by Enterprise Car Sales at 20% of the vehicle’s base value. If a Kelley Blue Book Trade-In Value is not available for customer's vehicle, Enterprise will provide a fair & competitive value for customer's vehicle. Additional trade-in value of $250 is available only on passenger vehicles and light duty trucks with a Kelley Blue Book Trade-In Value & when a vehicle is purchased from Enterprise. Customer is responsible to any extent vehicle pay-off exceeds Enterprise offer. Customer must provide required proof of ownership/registration & all other necessary paperwork to transfer title. Offer only valid on one trade-in for each Enterprise vehicle purchase. Restrictions apply. See a Sales Consultant for details. Offer void where prohibited including AK, HI, KY, LA, MD, NE, NM, OK, OR, SC, TX, VA and Washington D.C. Not valid on previous purchases. Used vehicles were previously part of the Enterprise rental fleet &/or an affiliated company's lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use. Photo for illustration only. The “e” logo & Enterprise are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners. c 2019 Enterprise Car Sales.



If you find yourself needing a break from your Achieve Financial loan payment, free up some extra
cash with our Skip-A-Payment program. When you have an Auto or Personal Loan at Achieve, we’ll
let you Skip-A-Payment once in a 6-month period, for a small fee.*

Use the extra cash for a special purchase or just enjoy peace of mind of a month without bills!

Loan Skip-A-Pay Request

Please complete the form if you would like to skip your Achieve Financial Credit Union loan payment (only Personal/Unsecured Loans and Auto Loans are eligible). A Credit Union employee will review your account and reach out to you. A request must be received at least two weeks prior from the due date of the payment to be skipped.

Skip-a-Payment Form


Fill out our Skip-A-Payment form and mail or fax to us.

Download Skip-A-Payment Form

*Achieve Financial members in good standing have the opportunity to skip one month’s loan payment within a 6 month period. For a nominal processing fee, we will advance your next payment due date by one month. The Skip-A-Payment service is being offered on Personal/Unsecured Loans and Auto Loans only. Loans secured by real estate, as well as Visa credit cards are not eligible. Other terms and conditions apply.

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