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Auto Loans

At Achieve Financial, you’ll find competitive rates and flexible terms on New and Used auto loans as well as refinances and lease buyouts. We also offer pre-approvals so you can shop with confidence and stay on budget.

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If you find yourself needing a break from your Achieve auto loan payment, free up some extra cash with
Skip-A-Pay! For a small fee, Skip-a-Pay allows you to skip your monthly auto loan payment, keeping cash in your pocket2.

How much car can you afford?
Use our Car Loan Calculator to help you determine your monthly car loan payment or your car purchase price.

1 Restrictions may apply.  Rates and terms are based on individual credit history. Terms not to exceed 83 months.

2 Achieve Financial members in good standing have the opportunity to skip one month’s loan payment within a 6 month period. For a nominal processing fee, we will advance your next payment due date by one month. The Skip-A-Payment service is being offered on Personal/Unsecured Loans and Auto Loans only. A maximum of two payments may be skipped during the term of an auto loan. Loans secured by real estate, as well as Visa credit cards are not eligible. Other terms and conditions apply.

Auto Loan Refinance Challenge

What is the auto loan refinance challenge?

The credit union has set a goal for the year to save our members $1,000,000 by refinancing high interest rate vehicle loans from other financial institutions. On average, the credit union saves our members 4.00% when they refinance their car, motorcycle or RV loans with Achieve Financial*. We will review your finances and work to reduce your interest rate and lower your monthly payment.

We've saved our members over $300,000 so far this year!* What could you save?

How do I get started?

Simply fill out the form below to have an Achieve Financial Credit Union staff member contact you for a free financial review and see what we can save you. In order for the credit union to review your finances, membership is required.

Not a member yet? Click here to open an account and be a part of our auto loan refinance challenge!


Please have your vehicle identification number (VIN), mileage of the vehicle and the term and rate of your current vehicle loan ready.

Auto Loan Refinance Challenge does not apply to existing Achieve Financial loans. Vehicles must be registered in the state of Connecticut.

Auto Refinance Challenge Form

*Accuracy cannot be guaranteed. Actual savings may vary. Refinances are for non-Achieve loans only. A basic savings with a minimum of $5.00 is required. Restrictions may apply. Vehicles must be registered in the state of Connecticut.


Recreational Vehicles

If you’re in the market for a new or used camper, boat, motorcycle or other recreational vehicle, turn to Achieve Financial for loans with low rates, flexible terms and for payments that fit your budget.

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We offer recreational loans for new or used purchases as well as refinancing for:

  • Motorcycles
  • Recreational Vehicles (RV)
  • All-Terrain Vehicles (ATV)
  • Boats
  • Boat trailers
  • Jet Skis
  • Snow Mobiles

Value Added Service on your Loan


*Restrictions may apply. Terms and rates subject to individual credit approval.  Motorcycle loans not to exceed 83 months
**GAP Advantage available on motorcycle, ATV, Jet Ski and Snow Mobile loans only. Must be 18 to apply for a loan.

Auto Insurance

Working with carefully selected auto insurance partners, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services and 24/7 claims service.

If you haven’t compared auto insurance lately, it’s a great time to take a look. Your credit union membership could result in some nice savings.

Get your free quote today or call 1-855-483-2149.

TruStage™ is the marketing brand for the Auto & Home Insurance Program made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

Auto Buying Advisor

It’s time to begin the search for a new car
Credit Union members are granted access to local dealership network inventories through the AutoSmart website. Check out this great resource center.


With AutoSmart & Achieve Financial, you can…

  • Research new and pre-owned vehicles
  • Research inventory at our Preferred Dealerships
  • Get dealer price quotes
  • Build and compare vehicles
  • Determine your trade-in value
  • Apply online & get pre-approved with a credit union loan

Enterprise Auto Loans

Love at first drive with more than 250 makes and models at Enterprise Car Sales.

Receive a $300.00 Visa® gift card* when you finance an Enterprise vehicle with Achieve Financial.

Offer valid from March 1st, 2017 - April 30th, 2017.

Looking for a quality used vehicle? Achieve Financial has partnered with Enterprise Car Sales to give our members a worry-free way to shop for and finance used vehicles. Choose from a large selection of cars and trucks, all of which are certified through a 109-point vehicle inspection.                                           

The best way to buy and finance your next vehicle is to borrow from Achieve Financial and buy from
Enterprise car sales.

Apply Today  View Rates

All Enterprise Car Sales vehicles come with:

  • 12-month/12,000 Mile Limited Powertrain Warranty
  • 12-month Roadside Assistance**
  • Free CARFAX® Reports
  • No-Haggle Pricing
  • 7-day Repurchase Agreement

Find Your Next Car


Federally Insured by NCUA                                                                                                                                                                         EOL
*$300.00 Visa gift card will be issued 30 business days upon purchase (or financing) of vehicle. Offer valid only on Enterprise vehicles purchased 3/1/17 - 4/30/17 and financed through Achieve Financial Credit Union. Offer void when 7-Day Repurchase Agreement is activated. No cash advances. Not valid on previous purchases. This offer cannot be combined with any other offer. Used vehicles were previously part of Enterprise short-term rental and/or lease fleet or purchased by Enterprise from other sources including auto auctions, with previous use possibly short-term rental, lease or other. *Limited Warranty begins on the vehicle purchase date and extends for 12 months or 12,000 miles, whichever comes first. Restrictions apply. For details, see an Enterprise Car Sales Manager. **Enterprise 12-Month Unlimited Mileage Roadside Assistance Package is provided by the American Automobile Association (AAA) and its affiliated clubs in the United States and Canada. ***For a period of seven days after the date of delivery or 1,000 miles beyond the odometer reading at delivery, whichever comes first, the vehicle may be returned for the exact price originally paid minus a $200 documentation and cleaning fee (as allowed by law). Restrictions apply. For details, see an Enterprise Car Sales Manager. The “e” logo, Enterprise and “Haggle-free buying. Worry free ownership.” are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners. © 2017 Enterprise Car Sales. G05938 DI 4/16 KD
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