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Visa Platinum Credit Card

Our Visa Platinum credit card offers the best of both worlds. A low fixed rate and reward points that can be redeemed for cash back.

  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • Fixed rates from 9.90% - 17.90% APR*
  • uChoose Rewards Program
  • Credit limits up to $25,000
  • Apple Pay available on your card
  • CardValet® App allows you to turn your card "on/off" and much more!
  • Secure chip-enabled technology
  • eStatements

Understanding chip card protection:
The embedded computer chip on the front of the card provides more security and wider international acceptance. The chip adds a new layer of protection against fraud for purchases made at the point of sale.
Information programmed into the chip is personalized for your account and each transaction generates a unique code, adding an extra safeguard against unauthorized use and counterfeiting.

Online Visa Account Access - Makes it easier and more convenient to manage your Visa credit card account. View your account balance, transactions, past and current statements, enroll for eStatements, and more!

View Rates   Apply Now

Credit Card Disclosures


*Rates based on individual credit history. Rates for new purchases and cash advances will have the standard credit card program fixed rates and can range from 9.90% APR - 17.90% APR.  Balance transfers apply to credit card balances transferred from non-Achieve credit cards.  APR = Annual Percentage Rate. Billing due date is at least 25 days after the close of each billing cycle.  Qualification restrictions apply. Late and returned payment fees, no more than $35. Foreign transaction fee of 1.00% of each transaction in U.S. dollars. Card rush fee $50 per request

Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.  Apple Pay is a trademark of Apple Inc. All other trademarks are property of their respective owners.

Visa Credit Card Rewards through uChoose

Earn one uChoose Rewards point for every dollar in purchases made with your Achieve Financial Visa Platinum Rewards Credit Card.

Points can be redeemed for cash back.

Reward yourself.  Redeem points your way.

Register at

View/Print uChoose Rewards brochure.
Secure online access to your uChoose account to:

  • Track points
  • Redeem points
  • Track transactions that earned you points


Apple Pay

Welcome to a new way to pay
Your Achieve Visa card & Apple Pay™ will change the way you pay.

Learn How

Pay with a single touch
Use Apple Pay™ and your Achieve Visa® card to pay the easy, secure and private way at hundreds of thousands of stores and participating apps.

A secure way to pay
Rest easy. Apple Pay transactions are authorized with TouchID™ thumbprint security or your passcode, and transactions never use your card number.

It's a snap to get started

  1. Make sure your iPhone 6®, iPad Air® 2 or iPad mini™ 3 has the latest version of iOS 8.
  2. Add your Achieve Financial Visa card to Apple Pay ... it's easy
  3. Use it within apps or hold your device near a contactless reader with your finger on TouchID

Learn How

Enjoy all the rewards and benefits of your Achieve Financial Visa card using Apple Pay.

Look for these icons at checkout

Frequently Asked Questions
If you have further questions about Apple Pay, please see the FAQ page.

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
Visa® All rights reserved.
* THIRD PARTY DISCLOSURE YouTube is owned by a third party unaffiliated with Achieve Financial Credit Union. Achieve Financial Credit Union does not endorse or guarantee the products, information or recommendations provided by the linked website and is not liable for any products, services, or content advertised on the linked website. The linked website may have a privacy policy that is different than that of Achieve Financial Credit Union and that may provide less security; please consult the linked website's privacy policy for further information.

Balance Transfers

Enjoy 0% APR* for 6 months on Balance Transfers. 

Consolidate your credit card debt and start saving on interest!

Move credit card balances from other cards to an Achieve Visa Platinum Card.

Limited Time Offer - 10/15/2020-1/15/2021 


How to transfer your credit card balance:

Existing Achieve Credit Cardholders:
If you already have our Visa credit card and are interested in transferring other credit card balances to your Achieve card, apply through online banking or call 860.828.2790 option 3.

Have an Achieve credit card and want to increase your credit card limit?  Apply through online banking.

Achieve Members without our Visa Credit Card: 
Log into your online banking account and click "Credit Card Application" under quick links to apply for our platinum Visa credit card, or apply over the phone at 860.828.2790 option 2.

New to the Credit Union?

Before transferring a credit card balance, you must first apply for an Achieve Financial credit card. Get started by following these steps:

  1. Apply online for our credit card or over the phone at 860.828.2790 option 2.**
  2. Once you have an Achieve credit card, apply for a Visa balance transfer by calling 860.828.2790 option 2.

*0% APR Promotional Offer:
APR=Annual Percentage Rate. 0% APR promotional rate is valid for transfers made between 10/15/2020 and 1/15/2021. Promotional rate is valid for six months from the transaction effective date. After this time, the standard rate will apply. Balance transfer rates will vary based on creditworthiness and can range from 8.99% APR–17.90% APR. The balance transfer rate is good only on balances transferred from non-Achieve credit cards. The rate for new purchases and cash advances will have the standard credit card program fixed rates and can range from 9.90% APR–17.90% APR and will be based on personal credit history. Your billing due date is at least 25 days after the close of each billing cycle. Qualification restrictions apply. Rates effective 9/30/2020. Promotional offer subject to change.

**A basic savings account with a minimum of $5.00 is required to establish membership at the Credit Union.