Skip to main content

Youth Accounts

Smart money habits start here. 

OPEN ACCOUNT
 

Empower the Next Generation with Smart Financial Habits 

Youth Savings – Designed for Tomorrow’s Leaders

Start your child’s lifelong financial journey with as little as $5.00. Our Youth Savings accounts are built to:

  • Teach healthy financial habits early – Encourage saving, goal setting, and responsibility.
  • Build their credit union membership for life – A parent/guardian is jointly listed, ensuring account access and supervision.
  • Grow as they grow – Two tailored accounts:
    • Kids Club (ages 0–14): Perfect for early savers.
    • Smart Savings (ages 15–24): Includes optional Smart Checking for teens and young adults. Plus, eligible for Smart Certificates under age 24.

Take the first step! Open your child’s account online or schedule a visit at our Meriden or New Britain branch.

Save for Education, Too

Coverdell Education Savings Account (ESA)

Help your child invest in their future with tax-free growth on qualified education expenses:

  • Make contributions for your child until age 18.
  • Tax-free withdrawals for eligible educational use.
  • Anyone can contribute, as long as income requirements are met.
  • Annual contribution limit: $2,000.

Learn More About Coverdell ESA (PDF)

Ready to start? Visit our Meriden or New Britain branches for expert assistance.

SCHEDULE APPOINTMENT

Start Today – because building financial confidence early leads to lifelong success.