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Student Loan Refinancing

Refinancing your existing student loans into one consolidated loan can help ease your monthly payments and save you money. By consolidating your existing Federal and private student loans into one fixed, low-rate loan; you'll benefit from lower payments and reduced finance charges. If you are currently paying back student loans and have had a full-time job for at least six months; you may qualify for our Student Loan Refinance.

Before you refinance Federal student loans, please be aware that you'll be giving up the protections that Federal loans offer (such as income-driven repayment plans, deferments or forbearance and loan forgiveness programs).

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Prefer to speak with a representative? We'd love to help you out! Give us a call at 860.828.2790 or schedule an appointment at our Meriden or New Britain branch.


Personal Loans
Loan Type Rates as low as*
Personal Loan (Unsecured) 8.99% APR
Secured Personal Loan (Share or Certificate) Current rate on account + 2.00% APR
Student Loan Consolidation 5.49% APR
Credit Builder Loan 9.00% APR (fixed)

Payment example: 60 month term personal loan at 8.99% APR = monthly payments of $20.75 per $1,000 borrowed. 

*APR = Annual Percentage Rate. Student Loan Refinance Payment Example: Assuming a $10,000 loan amount, a 5-year term, and a 5.49% APR, monthly payments would be $190.97.  Rates vary based on credit worthiness and term of loan. Minimum loan amount of $5,000, maximum loan amount of $100,000. First payment is due within 60 days of loan funding.