Personal Finance Loans Retirement Students It's a Money Thing Seminars Calculators Personal Finance Articles Diversify Your Portfolio Just as location is important for real estate brokers, diversification is equally important to financial advisors. That’s because it’s key to successful investing. Impulse Control Impulse purchases can wreak havoc on the most carefully constructed budgets. By teaching your kids how to recognize them, you will be giving them the tools for overcoming that overpowering impulse to buy, buy, buy. Dealing With A Financial Setback Financial setbacks come in all shapes and sizes. It can be an expensive household repair or major car trouble... How to Improve Your Credit Score Here are a few ways you can boost your credit score. Using Credit Cards Wisely Here are some tips for using your credit card safely. Spending Plan Beats Budgeting Have you ever developed a gut-wrenching fear in the pit of your belly or a feeling of despair when you thought about creating a household budget? Consider thinking about it as a "spending plan". A budget is simply the framework for planning how to spend and save your money. Follow these simple steps to create your own spending plan.