Online Banking

Help  |  New User  |  View Demo

Find an ATM

Find A Surcharge-Free ATM

What You Need To Know About The Equifax Breach

Equifax, one of the nation’s three major credit reporting agencies, recently experienced a data breach that has potentially affected 143 million Americans.

Hackers were able to access people's names, Social Security numbers, birth dates, addresses, driver's license numbers as well as some credit card information.

It's best to learn all you can about this data breach and take the proper steps toward protecting yourself against future damage.

Where can I get additional information about the breach?

Equifax’ full statement on the incident is available here: www.equifaxsecurity2017.com. Equifax stated they will send direct mail notices to consumers whose credit card numbers or dispute documents with personal identifying information were impacted.

Find out if your information was exposed.

Visit equifaxsecurity2017.com and click on the "Potential Impact" tab. Enter your last name along with the last six digits of your Social Security number to find out if you've been affected.
Since your SSN is sensitive information, complete this step only on a secure computer that uses an encrypted network connection. You'll also find easy access to frequently asked questions about the breach on the Equifax site.

Achieve Financial does report credit card information to Equifax.

Sign up for free protective services.

All U.S. consumers are being offered a year of complimentary credit monitoring and other services through the Equifax's TrustedID product. The agreement has been updated so now when you enroll, it does not waive any rights for consumers to take legal action.

Place a credit freeze or a fraud alert on your files

If your information has been exposed; consider placing a credit freeze on your credit report. This will make it more difficult for someone to open a new account in your name, though it won't stop a thief from making charges to your existing accounts.To place a  credit freeze, contact each of the three credit reporting agencies: Equifax, Experian and TransUnion.

If you plan on applying for credit and would like to have the freeze temporarily lifted, you can find out which credit reporting company the business will be using and then you will only need to contact that one agency.  This will reduce the amount that you will have to pay.  Fees vary by state.  The agency has to remove the freeze within three business days of your request.

Or, instead of a freeze, you can place a fraud alert on your files, warning creditors that you may have been victimized by identity theft. This alerts them to verify if someone seeking credit in your name is really you. And they will need to take extra steps to verify your identity.

Even if your information was not exposed by the breach, it's always a good idea to continually monitor your credit card and financial accounts for charges you don't recognize.

File your taxes early

If your SSN was accessed in the Equifax breach, it's best to file your taxes as soon as you possibly can to avoid tax theft come tax time.

To increase member security, the credit union may ask members for additional information to verify identity's.  We appreciate your patience.