Financial Relief Assistance

Refinance your car from another lender with Achieve and you won’t have a payment for 90 days¹. Enjoy the same great car, but with lower payments!

• Rates as low as 2.49% APR².
• Flexible terms up to 84 months.
• No fees and no prepayment penalty.
• Easy payment options: Payroll Deduction, Automatic Transfers or Online Transfer.
• Low-cost payment protection plans, from Credit Life and Disability to Insurance to Auto Coverage.

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¹First payment will be due 90 days from closing of the loan. Minimum refinance amount of $10,000 is required. Loan interest continues to accrue during 90-day deferred payment period. Offer does not apply to existing Achieve Financial auto loans. Restrictions may apply.

²APR = Annual Percentage Rate. At 2.49% APR for 48 months, monthly principal and interest is $21.91 per $1,000 borrowed. Rate effective as of 3/31/2020 and subject to change. Rate does not apply to existing Achieve auto loans. Other rates and terms available. Individual rates based on credit score. Vehicles must be registered in Connecticut. 

Need financial relief?  We’re here to help. Take out a personal loan and you won’t need to make your first payment for 90 days¹. This is the perfect alternative to high-rate credit cards. 

• Rates as low as 6.95% APR².

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¹First payment will be due 90 days from closing of the loan. Loan interest continues to accrue during 90-day deferred payment period. Other rates and terms available. Restrictions may apply.

You can use the equity in your property to consolidate debt. This may allow you to lower the amount you're paying on your total monthly bills.

Should you get a home equity loan or line of credit?
A home equity loan gives you a set amount all at once with monthly payments that stay the same for the life of the loan. With a home equity line of credit, you can access funds over a period of time as needed, and the rate is variable. We can help you determine the best option for your needs.

Home Equity Loan: 

• Low fixed annual percentage rate.
• Fixed monthly principal and interest payments.
• Credit Life and Disability Insurance available.

Home Equity Line of Credit:

• Low variable rate tied to The Wall Street Journal Prime Rate.
• No annual fee or inactivity fees.
• Convenient access to your line of credit by going online, calling or writing a check.

Plus, BOTH options offer:

• No closing costs or application fees¹.
• No pre-payment penalties.
• Up to 90% Loan to Value available for qualified borrowers.
• Potential tax-deductible interest (check with your tax advisor for details).

In addition to an online loan closing, home equity loans will also require one document to be signed in-person. This can be done through the New Britain branch drive-through.

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To talk with our Residential Lending Specialist, please call Sheri Motola at 860-828-2790, ext. 8032.
 

Restrictions may apply. ¹No application fee or closing costs on loans with a balance of $25,000 or more. Application fee of $350 and a $90 Recording fee on loans under $25,000. Minimum loan balance of $10,000 required. Property insurance required. After a 15 calendar day grace period, a late charge of 5.00% of the payment with a $2.00 minimum and no maximum. Home Equity Loans are available for CT properties only.

When you have an Auto or Personal Loan at Achieve, we’ll let you Skip-A-Payment once in a 6-month period, for a small fee.*

For more information click here.

*Achieve Financial members in good standing have the opportunity to skip one month’s loan payment within a 6 month period. For a nominal processing fee of $25.00, we will advance your next payment due date by one month. The Skip-A-Payment service is being offered on Personal/Unsecured Loans and Auto Loans only. A maximum of two payments may be skipped during the term of an auto loan. Loans secured by real estate, as well as Visa credit cards are not eligible. Other terms and conditions apply.